Time to buy a car? You find the wheels, we’ll handle the car finance!
With so many options, car loans can be overwhelming. We make it easy!
We give you access to the best deals, and help you get approved for a great loan in as little as 48 hours, with a car loan interest rate from only 6.29%
The best part? We get paid from the lender, so our service costs you nothing!
We also help with bad credit car loans, if you have a rocky credit history. Applying also has no impact on your credit score.
So why do all the hard work, when a lending specialist can do it all for you?
Apply today and discover your options, obligation-free!
Rated 4.9 out of 5 by hundreds of customers, with a 95% loan approval rate.
Car Loans Broker in Australia: Our 4 Step Process
1. Application
Enquire online in under a minute to connect with a car loan broker in Australia. We’ll give you a free, no-obligation call to discuss your financial situation and best options.
2. Assessment
We prepare your car loan application and send it to the lender. Once approved you choose your vehicle, and we send the invoice to the lender.
3. Contracts
You review your loan repayment and loan term. Once happy, you sign the contract, we do the paperwork and send it back to the lender for settlement.
4. Settlement
The lender settles the contract, we obtain the settlement advice, send it to you and the vendor, and then you celebrate your new car loan!
Bad credit? No worries.
Our car loan brokers in Australia believe everyone should be given the opportunity to apply for car loans in Australia, even if you have bad credit. We have an ‘all applications considered’ policy. Even if you have bad credit, we give you a second chance and help you find the right car loan.
Car Loan Broker in Australia FAQ
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After you've contacted us, a car loan broker will give you a call to explain the next steps.
Some information we may require from you include:
Bank statements
Credit file history
Current credit card loans
We will also assess if/how much you currently have in loans including:
Home loan
Personal loan / unsecured personal loan
Credit card debt
Commercial loan
Secured loan / type
Total loan amount owing across all your debts
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Your car loan repayment may vary on things like:
Car loan amount
Car loan interest rate
Your credit score / loan options
Lending criteria
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Yes, the minimum loan amount is $5000.
We provide car loans for up to $100,000.
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No, we don't offer car insurance but we can refer you to a partner who does!
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When you’re considering a car loan, you’ll often come across the terms “secured” and “unsecured.”
A secured car loan is one where the vehicle you purchase is used as collateral. This means that if you fail to make your loan payments, the lender has the right to repossess the car to cover the outstanding balance.
Secured car loans typically offer lower interest rates because they pose less risk to the lender.
An unsecured loan, on the other hand, does not require any collateral. Because there’s no security for the lender to fall back on, these loans usually come with higher interest rates.
An unsecured car loan might be a good option if you don’t want to put your car at risk or if you’re buying an older vehicle that a lender wouldn’t accept as collateral.
(The same concept applies for an unsecured personal loan or a secured personal loan).
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A fixed rate loan is a type of car loan where the interest rate remains the same for the entire term of the loan.
This means that your monthly payments will stay consistent throughout the life of the loan, making it easier to budget and plan your finances.
Fixed-rate loans offer stability because you’re protected from fluctuations in interest rates, so even if market rates rise, your loan’s interest rate will not change. This predictability makes fixed-rate loans a popular choice for many borrowers.
On the other hand, a variable rate loan has an interest rate that can change over time, depending on market conditions. This means your monthly payments could go up or down. While variable rate loans may start with lower interest rates, they carry the risk of increasing costs if rates rise.
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Yep! We'll compare car loans from 30 different lenders to find you the best deals, then give you a car few car finance options to choose from.
We explain each of them, so you can confidently choose the best car loan option for you.
Once you're happy, we handle the paperwork so you can get your car purchase in as little as 48 hours!
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As a car finance brokers, we specialise in car financing. Whilst we can provide general advice, we don't offer services for a:
Personal loan
Home loan / home buyer
Commercial loan
Business loans
Asset finance
However, we can connect you with a partners who can help you out such as:
Mortgage broker (home loan broker)
Commercial loans expert
Business loan broker
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We help you get car finance for both new and used cars from a car dealer, as well as sales from a private seller.
We can also help with:
Motorbike loans
Truck loans / truck finance
Caravan loan / RV loan
Boat loans
Business car loan / business vehicle finance
Secured car loans
Car refinancing loan
We can help you get approved even if you have a low credit score.